On every home loan, there's a lot going on behind the scenes, involving roughly 35 different professionals, each one having a specific task they perform better than anyone else to get your loan done.
I understand the processes and the roles as well as all the unique complexities of a given loan. Agile, forward-smart analysis from the first step through post-closing of your loan is the difference between a good loan and a problem, a great experience and a bad memory.
When I submit your loan application and documents to a chosen lender for loan approval, I've already looked carefully at everything and thought of everything that might cause a delay. I insightfully position your loan and get out in front of any questions that might come up. There a lot of new faces in this mortgage business these days, many of them with less than a year of practical knowledge. Automation does not circumvent what lack of experience creates on the front end. I am not a hockey fan much but I've adopted the analogyu in life and work nobody likes chasing the puck around the rink with 3 second on the clock, one point shy of a win, better to strategize and simply 'tap the puck' as it goes by for the win.
We're not a loan-mill and you're not a number. I approach every client's loan as a community stakeholder. I understand that your kids and grandkids will work with, work for or even marry mine. I look at your 360° life goals with an eye to advance you in the direction that most benefits you in both the short term and the long term.
I don't compete with "Spaceship" Mortgage companies who pay for their multi-million dollar Superbowl half-time ads with the money they made by putting you into a loan that's costing you more than it should.
I don't compete with banks whose staff are paid by the hour whether or not your loan is approved or closes. I've got skin in the game--if your loan doesn't close, I don't get one dime from anyone.
I don't compete with commissioned loan officers who only get paid well when they have extremely high volume of loans; high volume is a recipe for loan-mill, de-personalizing style, ball-dropping that always comes at some expense to a borrower as lost time, opportunity or money.
I compete with how well I did things yesterday. I am determined to be better today than I was yesterday. My personal goals and business goals are hand in glove. When I wake up every day, I know what I'm doing and why I'm doing it.
They say great intentions are nothing without action. I agree with that but I would add that actions are nothing without great intentions. I love what I do and hope that you'll extend to us the opportunity to prove all of this to you. Nobody wants to pay a mortgage but if you don't have the funds to pay cash for a home, I'll educationally guide you through the loan process and get you the mortgage you need to acquire the home that you need and want. If you're renting, you're already paying a mortgage but—it is someone else's mortgage.
Mark Wilson | MLO#641232
Waterstone Financial, Inc | NMLS 1472045
1133 Maple Avenue, Suite 7
Snohomish, WA 98290
Equal Housing Opportunity
Cellphone 425 773 9923
Mark Wilson | MLO#641232
Waterstone Financial, Inc | NMLS 1472045
1133 Maple Avenue, Suite 7
Snohomish, WA 98290
Equal Housing Opportunity